Get your finances in order so you can finally enjoy the freedom you set out to create
When it comes to financial planning, our clients have a different outlook than most. They need a financial advisor who not only understands investing but also understands the specific financial challenges, needs, and opportunities that come with self-employment — an understanding gained from over a decade of firsthand experience as a business owner and self-employed professional.
We help turn uncertainty into peace of mind and help make the reward worth the risk.
Whether you recently started your journey of self-employment or you’re an established entrepreneur, you went out on your own to create a business and a life on your terms. Together, let’s define your financial goals and devise a plan to create the personal and financial freedom you desire for today and the future.
Gabe Nelson Financial, Inc. is a Registered Investment Advisory firm that specializes in serving solo-entrepreneurs, independent contractors, consultants, freelancers, gig workers, and other self-employed professionals.
What started as a side-gig is beginning to grow legs. Now he’s wondering what it will take to go from fledgling wantrepreneur to a confidently self-employed professional. He is already living the American Dream and isn’t looking to downsize the life he’s established with his wife and two kids on their way to college; but the extra income rolling in is better than he expected so he wants help determining his “quit number” and other financial matters he may not have considered yet.
$100k Solopreneur Single Mom
She started her business out of necessity. This former stay-at-home mom became a work-at-home mom after her divorce; and what was meant to be a way to make ends meet while caring for her family turned into a breakout success. Now she wants to make sure she is making smart decisions about her taxes and smart investments with the unexpected windfall while shoring up her resources for inevitable cash flow crunches in the future.
Multi-Six-Figure Entrepreneurial Couple
They went from being out-of-work executives to sought-after independent consultants during the last recession and it paid off big time. Now they’re considering hiring employees so they can spend more time traveling and enjoying the good life. And as semi-retirement grows near, they want to make sure they are optimizing their investments and getting the best return on the wealth they are creating.
Every individual’s overall financial situation and goals are unique. But self-employed professionals face similar challenges and share an unparalleled opportunity to maximize their income.
What you need is an experienced financial advisor who can help you implement investment strategies that help optimize the high-potential upside while safeguarding against the riskier downside—one who has been there, done that, and understands how you feel and what’s at stake.
Our “Plan Your Route” Process:
We’ll Discuss Your Financial Goals. Then You Can Sleep On It
We designed this process to give you (and us) a framework for making an educated and informed decision about working together. By the time you walk through each step, you will know exactly where you stand in the six key areas of financial success. We want you to know exactly how we can help you before you pay us a single dollar in fees or trust us with a penny of your nest egg. So if you are potentially a good fit for Gabe Nelson Financial, Inc., there’s no cost or obligation for engaging in the process with us.
Step 1 – Initial Meeting
Before committing your time or ours, this 15-minute meeting will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t see a podiatrist if you needed heart surgery.
Our most important goal is to discover and understand your needs so we can better help fulfill them. If we aren’t a good fit for each other we will gladly introduce you to a firm that is better suited to your needs.
Step 2 – Discovery Meeting
Prescription without evaluation and diagnosis is malpractice.
The goal of this meeting is to get perfectly clear on your goals, concerns, and unique financial situation. We help guide you to define and clarify what is most important to you.
Not able to meet in person? No problem. We meet with you however you are able whether it be in person, over the phone, or through a virtual Zoom call.
Your answers to our questions, along with the documents we requested, will guide our analysis, which will result in plain English answers to your critical questions.
Step 3 – Route Design
We will apply decades of experience and mastery, thousands of hours of training and mentoring by the industry’s top experts, combined with what we have learned about you and your priorities to answer the following questions:
- Are you on track to retire or achieve your goals?
- Are you overpaying on your taxes?
- Can your portfolio be improved?
- Can you eliminate or at least reduce barriers to achieving your goals?
- As a solopreneur, are you preparing your business and personal finances for the unexpected along the way?
- Are you managing your business finances in the most effective way?
Step 4 – Present Your Road Map
This is where the proverbial rubber hits the road.
During this meeting, in person, through a call, or virtually through a Zoom meeting, we will explain in plain English exactly what you need to do to achieve your financial goals, including the answers to the questions we asked during our analysis.
This is where you will see, in dollars and cents, how our firm can improve your finances.
At the end of this meeting, we will ask if you would like to begin working with Gabe Nelson Financial, Inc. or if you would like to sleep on it.
Step 5 – Sleep On It
Having been in business for more than 20 years, we are in no rush for you to make a decision. Prior to deciding whether we should work together, you will want to answer the following questions:
- Do I like/trust/respect Gabe Nelson Financial, Inc.?
- Will the benefits Gabe Nelson Financial, Inc. provides exceed their cost?
- Do I understand and agree with Gabe Nelson’s investment philosophy?
- Do his recommendations make sense to me?
We understand that hiring a financial advisor is a financial investment, and your future self will thank you for it. We also understand that important decisions such as this can take some time. In the end, we want you to be confident and comfortable in your decision to partner with us.
While we would love to work with you, if you decide that it’s not a good fit we will wish you all the best and every success. In other words, there is never a hard-sell or pressure to say yes.
Step 6 – Mutual Commitment Meeting
During this meeting, we can address any questions you may still have and if you are ready, we can make it official. We will provide you with the paperwork to onboard you as a client and explain the next steps in the planning process so we can make recommendations to reality. Now that you’re a client of GNF you can go back to focusing on what’s important to you and leave the rest to us.
Ongoing Advice For
Our work together is an investment in your future and, in many cases, fees can be paid through your business.
Services are designed for your specific needs and can include strategies for:
- Creating a manageable household and business budget with sufficient emergency savings on-hand
- Avoiding high tax bills and what to do if you get one
- Managing cash flow and what to do if you have too little (or too much!) cash on hand
- Self-funding your own retirement successfully without the help of employer matching
- Ensuring you’re adequately insured — both personally and professionally — and knowing that your family is protected through proper estate planning
- Planning for major purchases, such as home buying or home improvement, when your income is less than predictable
- Navigating risk management, making sound business decisions, and taking calculated risks while trusting that you have the resources to back yourself up
- And much more…
We go far beyond traditional financial services to include comprehensive business planning, tax management advice, exit planning, business valuations, and part-time CFO services, as needed.
In our Mutual Commitment Meeting, we will discuss our fee structure and payment options you can use to your advantage as a business owner. Fees can be deducted through your assets under management (AUM) or through your business as an expense and may also be tax-deductible through your business.